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0% Balance Transfer:

  0%
Balance Transfer Offer
  for 6 Months!

  NO Balance Transfer Fees!

0%
Balance Transfer Offer
for 12 Months!

$75 Balance Transfer Fee!

0% APR Introductory Purchase Credit Cards

The following Credit Cards give consumers 0% interest on purchases for an introductory period of up to 15 months. Apply today for a 0% Purchase Rate Credit Card by completing a secure online application.

0% APR Balance Transfer Credit Cards | 0% APR Purchase Rate Credit Cards

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	0% Introductory APR for PURCHASES - AMEX® The following cards from American Express® offer consumers a 0% introductory interest rate on PURCHASES for periods ranging from 3 to 15 months. Apply today for a 0% Introductory Purchase APR credit card from AMEX® by completing the appropriate secure online application.
AMEX \| Chase \| Discover Card \| Business\| 6-Month Offers \| 12-Month Offers \| 15-Month Offers

Blue from American Express^®

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 4.99%Purchases: 0.00% Introductory APR either for the first 15 months, 12 months, 6 months or 6 months of Cardmembership, depending on our review of your application and credit history.* Balance Transfers: A fixed rate of 4.99% for life of the balance (until the balance is completely paid off), on Balance Transfer requests submitted with this application and/or within the first 30 days of Cardmembership.* *	P: 15 months T: Life of BalancePurchases: 0.00% Introductory APR either for the first 15 months, 12 months, 6 months or 6 months of Cardmembership, depending on our review of your application and credit history.* Balance Transfers: A fixed rate of 4.99% for life of the balance (until the balance is completely paid off), on Balance Transfer requests submitted with this application and/or within the first 30 days of Cardmembership.* *	3% / $99 max.Balance Transfer Fee: 3% of each balance transfer associated with this offer ($5 min./$99 max. per transfer). Future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. This fee, if assessed, is considered a "Finance Charge."* *	None*	3 Stars	Excellent Credit*

Clear from American Express^®

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 5.99%Purchases: 0.00% intro APR for first 6 months or 12 months of Cardmembership (depending upon our evaluation of your application).* Balance Transfers: A fixed rate of 5.99% for the life of the balance (until the balance is completely paid off). For Balance Transfer requests submitted with this application and/or within the first 30 days of Cardmembership.* *	P: 12 months T: Life of BalancePurchases: 0.00% intro APR for first 6 months or 12 months of Cardmembership (depending upon our evaluation of your application).* Balance Transfers: A fixed rate of 5.99% for the life of the balance (until the balance is completely paid off). For Balance Transfer requests submitted with this application and/or within the first 30 days of Cardmembership.* *	None*	None*	2.5 Stars	Good Credit*

Blue Sky^® Card from American Express^®

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 4.99%Purchases: 0.00% Introductory APR for up to the first 12 months of Cardmembership.* Balance Transfers: A fixed rate of 4.99% for life of the balance (until the balance is completely paid off), on Balance Transfer requests submitted with this application and/or within the first 30 days of Cardmembership.* *	P: Up to 12 months T: Life of BalancePurchases: 0.00% Introductory APR for for up to your first 12 months of Cardmembership.* Balance Transfers: A fixed rate of 4.99% for life of the balance (until the balance is completely paid off), on Balance Transfer requests submitted with this application and/or within the first 30 days of Cardmembership.* *	3% / $99 Max.Balance Transfer Fee: 3% of each balance transfer associated with this offer ($5 min./$99 max. per transfer). Future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. This fee, if assessed, is considered a "Finance Charge."* *	None*	3 Stars	Excellent Credit*

Blue Cash^® from American Express^®

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 4.99%Purchases: 0.00% Introductory APR for up to your first 12 months of Cardmembership.* Balance Transfers: A fixed rate of 4.99% for life of the balance (until the balance is completely paid off), on Balance Transfer requests submitted with this application and/or within the first 30 days of Cardmembership.* *	P: Up to 12 months T: Life of BalancePurchases: 0.00% Introductory APR for up to your first 12 months of Cardmembership.* Balance Transfers: A fixed rate of 4.99% for life of the balance (until the balance is completely paid off), on Balance Transfer requests submitted with this application and/or within the first 30 days of Cardmembership.* *	3% / $99 max.Balance Transfer Fee: 3% of each balance transfer associated with this offer ($5 min./$99 max. per transfer). Future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. This fee, if assessed, is considered a "Finance Charge."* *	None*	3 Stars	Excellent Credit*

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TrueEarnings^® Card from Costco^® and American Express^®

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 1.99%Purchases: 0.00% introductory APR for the first three months of Cardmembership* Balance Transfers: Balance transfers posted to your account during the first 30 days of Cardmembership will receive a 1.99% introductory APR for the first 6 months of Cardmembership* *	P: 3 months T: 6 monthsPurchases: 0.00% introductory APR for the first three months of Cardmembership* Balance Transfers: Balance transfers posted to your account during the first 30 days of Cardmembership will receive a 1.99% introductory APR for the first 6 months of Cardmembership* *	None with this introductory offerBalance Transfer Fee: There are NO balance transfer fees for balance transfers made within the first 40 days of Cardmembership. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. This fee, if assessed, is considered a "Finance Charge." *	$0.00Annual Fee: This Card has NO annual fee with your paid Costco Membership. There will be no fee for Additional Business Cardmembers on the account as long as they are on your current Costco membership. If your Costco membership has expired, please renew it prior to taking advantage of this offer. You can renew your Costco membership online or at any Costco Warehouse. *	4 Stars	Good Credit*

	0% Introductory APR for PURCHASES - Chase® Chase® offers three 0% introductory APR cards for PURCHASES, all with average terms ranging from 6 to 12 months and reasonable balance transfer fees (between $75 and $99 maximum). All three cards have NO annual fees and the 0% APR applies to purchases as well. Sign up today by completing a secure online application.
AMEX \| Chase \| Discover Card \| Business \| 6-Month Offers \| 12-Month Offers \| 15-Month Offers

Chase^® Platinum Visa^® Card

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* From account opening, 19.99% variable.* Balance Transfers: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* 0% fixed APR for the first 3 billing cycles following the opening of your account.* *	P: 12 billing cycles T: 12 billing cyclesPurchases: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* From account opening, 19.99% variable.* Balance Transfers: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* 0% fixed APR for the first 3 billing cycles following the opening of your account.* *	3% / $99 Max.Balance Transfer Transaction Fee: 3% of the amount of each transaction, but not less than $5.00 nor more than $99.00.* *	None*	4 Stars	Good Credit*

Chase^® Platinum MasterCard^®

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* From account opening, 19.99% variable.* Balance Transfers: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* 0% fixed APR for the first 3 billing cycles following the opening of your account.* *	P: 12 billing cycles T: 12 billing cyclesPurchases: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* From account opening, 19.99% variable.* Balance Transfers: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* 0% fixed APR for the first 3 billing cycles following the opening of your account.* *	3% / $75 Max.Balance Transfer Transaction Fee: 3% of the amount of each transaction, but not less than $5.00 nor more than $75.00.* *	None*	4 Stars	Good Credit*

Chase^® Flexible Rewards Platinum Visa^® Card

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* From account opening, 19.99% variable.* Balance Transfers: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* 0% fixed APR for the first 3 billing cycles following the opening of your account.* *	P: 12 billing cycles T: 12 billing cyclesPurchases: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* From account opening, 19.99% variable.* Balance Transfers: *Elite and Premium Pricing:* 0% fixed APR for the first 12 billing cycles following the opening of your account. *Standard Pricing:* 0% fixed APR for the first 3 billing cycles following the opening of your account.* *	3% / $99 Max.Balance Transfer Transaction Fee: 3% of the amount of each transaction, but not less than $5.00 nor more than $99.00.* *	None*	4 Stars	Good Credit*

	0% Intro APR for PURCHASES - Discover® Discover® offers several 0% introductory APR purchase cards for PURCHASES, all with an "average" term of 6 months. All Discover's cards have NO annual fee and the 0% APR applies to balance transfers as well. Sign up today by completing a secure online application.
AMEX \| Chase \| Discover Card \| Business \| 6-Month Offers \| 12-Month Offers \| 15-Month Offers

Discover^® More(SM) Consumer Card

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	P: 6 billing cycles T: 12 billing cyclesPurchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	3% / $75 Max.Balance Transfer Transaction Fee: 3.0% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75.* *	None*	4 Stars	Good Credit*

Discover^® More(SM) Consumer Card - Monogram Collection

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	P: 6 billing cycles T: 12 billing cyclesPurchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	3% / $75 Max.Balance Transfer Transaction Fee: 3.0% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75.* *	None*	4 Stars	Good Credit*

Discover^® More(SM) Consumer Card - American Flag

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	P: 6 billing cycles T: 12 billing cyclesPurchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	3% / $75 Max.Balance Transfer Transaction Fee: 3.0% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75.* *	None*	4 Stars	Good Credit*

Discover^® More(SM) Consumer Card - Sealife Collection

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	P: 6 billing cycles T: 12 billing cyclesPurchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	3% / $75 Max.Balance Transfer Transaction Fee: 3.0% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75.* *	None*	4 Stars	Good Credit*

Discover^® More(SM) Consumer Card - Wildlife Collection

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	P: 6 billing cycles T: 12 billing cyclesPurchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	3% / $75 Max.Balance Transfer Transaction Fee: 3.0% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75.* *	None*	4 Stars	Good Credit*

Discover^® More(SM) Consumer Card - Clear

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	P: 6 billing cycles T: 12 billing cyclesPurchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	3% / $75 Max.Balance Transfer Transaction Fee: 3.0% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75.* *	None*	4 Stars	Good Credit*

Discover^® Open Road(SM) Consumer Card

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	P: 6 billing cycles T: 12 billing cyclesPurchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 12 billing cycles (offer ends on a specified date but is typically 12 billing cycles in length - see site for exact intro period end date).* *	3% / $75 Max.Balance Transfer Transaction Fee: 3.0% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75.* *	None*	4 Stars	Good Credit*

Miles by Discover^® Card

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* *	P: 6 billing cycles T: 6 billing cyclesPurchases: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* Balance Transfers: 0% Introductory APR for your first 6 billing cycles (offer ends on a specified date but is typically 6 billing cycles in length - see site for exact intro period end date).* *	3% / $75 Max. Balance Transfer Transaction Fee: 3.0% for each balance transfer made under this offer, with a minimum of $10 and a maximum of $75.* *	None*	3 Stars	Good Credit*

	0% Intro APR for PURCHASES - Business There are several business cards offering a low 0% introductory APR for PURCHASES, all with "below average" (3 months) to "above average" (15 months) terms ranging from 3 to 15 months. All of these cards have NO annual fees and the 0% APR applies to balance transfers as well on some of them. Sign up today by completing a secure online application.
AMEX \| Chase \| Discover Card \| Business \| 6-Month Offers \| 12-Month Offers \| 15-Month Offers

Advanta^® Platinum Business Card

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 0%Purchases: Introductory 0% APR for the first 12 billing cycles from the date your account is opened.* Balance Transfers: Introductory 0% APR for the first 12 billing cycles from the date your account is opened.* *	P: 12 billing cycles T: 12 billing cyclesPurchases: Introductory 0% APR for the first 12 billing cycles from the date your account is opened.* Balance Transfers: Introductory 0% APR for the first 12 billing cycles from the date your account is opened.* *	3% ($90 max) with this intro offerBalance Transfer Transaction Fee: 3% (minimum $5; maximum $90 with this introductory offer).* *	None*	4.0 Stars	Good Credit*

The Platinum Business Credit Card from American Express^®

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 4.99%Purchases: 0% Introductory APR for 12 months on purchases made with plastic only.* Balance Transfers: 4.99% APR fixed for the life of the balance for balance transfers submitted with this application or posted to your account during the first 45 days of Card membership. Balance transfers posted to your account after that 45 day period will receive the standard APR for purchases.* *	P: 12 months T: Life of BalancePurchases: 0% Introductory APR for 12 months on purchases made with plastic only.* Balance Transfers: 4.99% APR fixed for the life of the balance for balance transfers submitted with this application or posted to your account during the first 45 days of Card membership. Balance transfers posted to your account after that 45 day period will receive the standard APR for purchases.* *	$0 w/this intro offerBalance Transfer Fee: There is NO balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. This fee, if assessed, is considered a "Finance Charge."* *	None*	3.0 Stars	Good Credit*

Blue for Business^® from American Express^®

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 4.99%Purchases: 0% introductory APR for up to 15 months on purchases made with plastic only* Balance Transfers: 4.99% fixed for the life of the balance. Applies to balance transfers submitted with this application or posted to your account during the first 45 days of Cardmembership* *	P: 15 months T: Life of BalancePurchases: 0% introductory APR for up to 15 months on purchases made with plastic only* Balance Transfers: 4.99% APR fixed for the life of the balance. Applies to balance transfers submitted with this application or posted to your account during the first 45 days of Cardmembership.* *	$0 w/this intro offerBalance Transfer Fee: There is NO balance transfer transaction fee associated with this offer. However,future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. This fee, if assessed, is considered a "Finance Charge."* *	None*	2.5 Stars	Good Credit*

Simply Cash^® Business Card from American Express^®

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 7.99%Purchases: 0% Introductory APR either for the first 12 months, 9 months or 6 months of Cardmembership, depending on our review of your application and credit history.* Balance Transfers: 7.99% fixed for the life of the transferred balance, but only if transfer is made during the first six months of Cardmembership.* *	P: 12 months T: Life of BalancePurchases: 0% Introductory APR either for the first 12 months, 9 months or 6 months of Cardmembership, depending on our review of your application and credit history.* Balance Transfers: 7.99% fixed for the life of the transferred balance, but only if transfer is made during the first six months as a Cardmember.* *	$0 w/this intro offerBalance Transfer Fee: There is NO balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. This fee, if assessed, is considered a "Finance Charge."* *	None*	3.0 Stars	Good Credit*

Blue Cash^® for Business from American Express^®

Intro APR(s)	Intro APR Period(s)	Balance Transfer Fee	Annual Fee	Smart^® Rating	Credit Needed
Purchases: 0% Transfers: 7.99%Purchases: 0% for 6 months on purchases made with plastic only* Balance Transfers: 7.99% fixed for the life of the balance. Applies to balance transfers made during the first six months of Cardmembership* *	P: 6 months T: Life of BalancePurchases: 0% for 6 months on purchases made with plastic only* Balance Transfers: 7.99% fixed for the life of the balance. Applies to balance transfers made during the first six months of Cardmembership* *	$0 w/this intro offerBalance Transfer Fee: There is no balance transfer transaction fee associated with this offer. However,future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. This fee, if assessed, is considered a "Finance Charge."* *	None*	2.5 Stars	Excellent Credit*